RUBY Notecard

** Initial payment includes total price of shipping and handling (and sales tax if applicable)
To complete this installment purchase,
you are acknowledging and accepting the following terms and conditions:

** You agree to make a series of partial payments.
** Payments are non-refundable.
** Payments are due monthly.
** California buyers agree to pay sales tax

We agree not to charge interest on the balance if it is paid in a timely manner.